Alas, governments are unfamiliar with common sense.
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Abolish government regulation of medical insurance beyond contract and truth in packaging. That would go a long way to reducing costs. Remove the Feds entirely from medicine and insurance and watch costs drop like a stone. If the government were to severely sanction countries that clone US patent meds unless they are sold at generic prices and watch prices of new drugs come way down as the rest of the world begins to have to pay its share of development costs.
Alas, governments are unfamiliar with common sense.
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Considering the idea of health CARE vs. INSURANCE has been perverted from any semblance of definitions...
Removing from 3rd-party (employer) to USER would do a great deal as well.
Concur w/ your point: REMOVE GOVT.