Ask your local banker.
May be anecdotal but I picked up an Amazon Prime Rewards Chase credit card a few months ago. It is very convenient and I get cash back. The first month I ran it up to 80% of its limit and my credit took a 5 pt. hit for “using too much credit”. I pay it off every month so didn’t understand the logic in that. To avoid that the next time I ran it up that high I made in-cycle payments to bring it to $0 before the end of the cycle. Two months of that and my limit went up $1000 and my credit score jumped 20 points.