This is absolutely correct and is, in fact, the 800lb gorilla in the room.
Every person who is 50+ drives the average age up considerably.
“Every person who is 50+ drives the average age up considerably.”
Have too many 50+ and they won’t insure you at all.
Health insurance should not be connected to your employment. This wouldn’t be a problem if it were like Switzerland. There, everyone must buy their own health insurance, there are cheap to expensive plans for for everyone. Employers pay for all accidents, so there is no workman’s comp. No industry on either side trying to determine if the injury was caused by the work. Whether you were hurt on the job or on the ski slopes, HR will pay for your treatment and recovery. But health insurance is totally separate, so there is no need to fire the over 50s. And their SS is more significant than ours.