[oh8eleven]

My feeling at the time regarding early SS - give it to me now!
   I didn't need the money and after paying into SS since I was 16, I wanted it now, before I kicked the bucket.
I used a lot of that money over the years to help my two sons update their homes, and also started 529 plans (college) for my 4 grandkids. I still put money into them.

[albie]

Thank you! It’s a tough decision since knows when “kick the bucket” time occurs. My financial advisor says to wait but when I do the math, I basically come out even. Unless I make it to 90+.