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To: plain talk
Best to just invest over decades and leave it alone.

Sure, if you're young and not retired or not a few months away from retirement.
92 posted on 12/26/2018 1:58:10 PM PST by Old Yeller (Auto-correct has become my worst enema.)
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To: Old Yeller
Sure, if you're young and not retired or not a few months away from retirement.

Well you should adjust the allocation between stocks and bonds as you get older with more in cash / bonds when you are retired. When young -- full in -- and then over time less in stocks. Basic investing 101. Start early and leave it alone except for occasional allocation tweaking.

Even after retired you want to have something in stocks to hedge inflation. I've been retired 3 years now and still have 30-40% in the market. However the "market" to me now is mainly blue-chip stocks that pay healthy dividends and have been paying out dividends for decades. Live off the dividends & SS and draw out cash.

97 posted on 12/26/2018 2:10:43 PM PST by plain talk
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