The money you give to help needy people will buy you more happiness than whiling the time away with it does.
When people are attaining great wealth as Bill Gates and others at the top of corporations when they get to this great point the most important thing is then control to shape the world in their vision. To achieve this goal is corporate controlled socialism abetted by government.
It does not end well. It ends with great death and not civil war but war by localized patriots of the constitution. The real hell of it is if it becomes this we are weak to outside forces that wish us great harm. We could well lose the battle to outside forces if we are not united as a nation.
I was being facetious but you are correct. And I am speaking from personal experience, having made and lost fortunes in my six decades on this planet.