If funding is needed just to “navigate” Obamacare then it’s way too complicated like most everything else government “helps” us with.
Many Hispanics are too proud to apply. It is associated with white European chauvinist colonialism.
The job of the navigator is to destroy that pride and make them dependent.
At the Catholic church I attended in IL, the pastor preached in Spanish that if parents did not sign up their kids (anchor babies mostly) for Kidcare (CHIPS) they were not good Catholics and were going to hell. The left wing deacons and sisters were stationed at each exit not letting anyone out of mass until they signed up.
The Hispanics did not sign up. They found ways to distract the “navigators” and sneak out of mass. The sisters had a government contract (no separation of church and state when it grows the state) with the Feds to sign up kids. The Cathoilic sisters totally failed, as did Jessee Jackson and rainbow-Push failed in the Black community.
When you read the leftist trade journals they are constantly whining that the Hispanics just won’t sign up. Of course, many do. But so many Hispanics are low income and qualify who don’t sign up. Oh the Horror!