There were some minor technical changes to the plan, but deductibles and co-pays are the same. All the providers our employees use are still in network. No obvious decreases in benefits.
Because we are a very small group, and insurers in our state tend to reconfigure the plans every year, we normally get shifted to a new plan, and receive all new cards. But no shifts requiring creating a new plan, and issuing new cards.
Thanks for the response. Hard to figure out if one isn’t directly involved with HC..