“$2452/month??? Is this a typo?”
No typo. Premium for husband and wife age 62. Bronze plan. No subsidy. Bought directly from BCBS.
OMG!
The bastards have been intent on bankrupting this country and everyone in it who ever had a decent life.
I buy private insurance with no subsidy. I'm retired but too young for Medicare (I'm 61.) I, my wife and college-aged daughter by a BCBS Bronze EPO plan that is $1735 per month, with a $9,600 Family Deductible, a $13,100 Out of pocket Maximum, 40% Coinsurance and NO out of network coverage.
None of the providers I've used in the past 20 years will contract with this type of plan (EPO). To get the PPO with the better network (my docs) would cost me $2292 per month. Unfortunately, the higher premium would not offset my other out of pocket or out of network costs. As a result, I must negotiate cash rates with a few of my long term docs whom I trust for advice, but any significant care must come from other in-network sources.
Couldn't keep may plan; couldn't keep my doctors; and I pay through the nose for any coverage. So much for the "Affordable Care Act."