[CurlyDave]

...Question would be, what are the "right" investments? Seems like I ask ten different people and will get ten different answers...

I am a strong believer in low-cost index funds. These days there are exchange-traded funds which act just like stocks, but are really low cost index funds.

A lot of people do pretty well just buying and holding SPY, which is a S&P 500 fund.

If you are more venturesome, QQQ is the NASDAQ 100 fund, which is a lot more volatile than the S&P 500. More gains in good years, more losses in bad, but over the past decade, certainly more gains.

Put half your money in each one and pretend you are Rip van Winkle.

Send the "professionals'" kids to community college and retire like a prince.

[Sequoyah101]

Good advice.

[Joe Brower]

Thanks for the good advice. I wonder how well this strategy will play out for me at age 57... a big chunk of all that 'time' the gurus talk about being such an advantage is lost at this point.

All I know is after a quarter of a century, I would have done almost as well just stuffing it in a pillowcase. Which is still an option, I suppose!