In 1973, I graduated from college as a mechanical engineer and started a Field Service Engineering job that lasted for five years. I had to equip myself with a complete tool set and naturally went to Sears to buy Craftsman tools. At the time, they were without equal.
I applied for a credit card at Sears because I would be purchasing the tools at various stores in the west and as the need for a particular tool arose.
Sears turned me down! I still remember swearing to myself in August 1973 that I would NEVER have a Sears credit card. As I became successful in my career, they began begging me to take their credit card. I always got devilish joy in saying “FU, Sears! Never means never.”