[unixfox]

Insurance companies are the biggest scam ever devised. Well, other than Social Security, Income Tax, Obama Care, etc,etc,etc.

[JoSixChip]

Insurance companies are the biggest scam ever devised.

You can blame trial lawyers.

[jdsteel]

Actually, insurance (and the companies that work in that segment) are the opposite of a scam. Think of all of the touchy-feely liberal stuff about sharing, caring and helping your fellow citizen. Private insurance does that. And people enter into the agreements voluntarily and with free market choices.