That is, unless they are the celebrities, hipsters, academics and wealthy liberals that live in the most exclusive parts of our cities and states.
—
important to add Trust Funders as they have no concept of the work it takes to create wealth - they were born with it. I knew one twenty something guy that was receiving $40K a month and had no idea what to do with the money other than keep the cash in a dresser - when he bothered to cash the check.
I include them in the Hipster category.