Didn't look at the spreadsheet, did you?
You’re new here. There used to be a Freeper “Commontator” who had cancer and no insurance. He was under 65 and paid his own bill and “recovered”. It was $400,000. Later he turned 65 and his ailment came back. Got the same treatment, didn’t cost him a cent out of pocket. I can guarantee you that the government did not pay out any where near $400,000 for his treatment. Unfortunately, he is long gone and his words of wisdom are not available for us now.