"Hi, I'm incompetent with my personal finances, you should put me in charge of all executive decisions for the state!!"
Clinton Strategy here: Put all damaging information out there early and by yourself. 1) You prevent your opponent from exposing it in ads right before the election and 2) If she unloads her dirty laundry now, she can then say it’s old news, it’s in the past, let’s move on.
I don’t know if it will work though. I’d be shocked if Kemp loses this race.