Is it just a coincidence that each of your examples of “inflated prices” refers to a market which suffers “massive” government meddling?
I doubt it...
If you believe that higher prices for America’s goods and services are PRIMARILY the result of America’s “massive debt”, then can you explain how INCREASING the price (i.e.: the interest rate) of that “massive debt” will NOT increase inflation?
In modern America, debt (private and public) is a “massive” factor in production.
Therefore, increasing interest rates must increase inflation.
Always and everywhere, the popping of a debt bubble will result in deflation. You are swimming upstream against a massive current of real-world experience.
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Not a popular idea, but you are correct, as far as bank accounts go.