Yes. The card gives you a debt, not a credit, so it should be called a debt card.
Credit is the same thing as debt. And if you pay it off every month, there is no monthly interest or debt. You just get free stuff for shopping as you normally would (at least, for responsible people)
” The card gives you a debt, not a credit”
Mine gives me a 2% to 6% credit!
a : the balance in a person’s favor in an account
b : an amount or sum placed at a person’s disposal by a bank
c : the provision of money, goods, or services with the expectation of future payment long-term credit; also : money, goods, or services so provided They exhausted their credit.