So your solution is to live in a garbage neighborhood and try to raise kids in it?
I am too old to be a millennial, but their parents (boomers) are supremely ignorant of the economic reality.
Listening to the advice of the boomer generation has done more material harm to millennials than most other single factors.
BTW you don't have to live in a neighborhood at all. There are a lot of rural places that are cheap to live.