Cool, I had no idea it was so easy! And it looks very professional :-) good job.
Adding a horizontal line is confusing.
And < hr > without the spaces is actually a HTML tag.
H(yper)T(ext)M(arkup)L(anguage) is your friend.
HTML is confusing only if you refuse to take a moment and learn what it is.
The simplest basics of the level used on Free Republic are described here:
http://www.freerepublic.com/help.htm#html (click here)
Please, please click the above and read at least the first paragraph.
You can make your use of Free Republic much easier by experimenting with and then using the simplest HTML tags.