I can imagine people with “real money” have told her that she can do much better. At the same time her lawyer is telling her that she will immediately be in debt to the tune of $130K, with only promises in her hand. In my opinion, she is attempting to force a mistake by the Trump team, Trump, or his lawyers, by which she can keep the money, and go for more.
Of course this is all dependent upon whether or not what she says is true, or is provable.
That's true
Without witnesses, all that she is holding is an unsigned document; many notables would rather settle, regardless of the allegations,
than get embroiled in costly litigation.
It seems that she is trying again to cash in on money and notoriety.