Hubby and I are in the same place. The only reason I’m still working is for our health insurance benefits. Otherwise, I’d be long gone.
I retired at 62 with good income plus my wife still works as she is 7 years younger. Insurance is very expensive and doesn’t cover much due to big deductible. My wife works as a nurse for the school but their insurance is terrible so I just bought health insurance from the company I retired from. Just hope health stays good until I turn 65.