I used to have reasonable copays until ACA did the exact opposite of what the Democrats have always claimed to be for and gave the insurance companies carte blanche. Now, my premiums, deductibles, copay, etc. goes steadily upward ever single year. Oh, and it took a few years, but this year, no, I can no longer see my 30-year doctor.
Check out liberty health share. You can go back to your favorite doc.