[PistolPaknMama]

I pay about $150 a month

Is that just for the gap plan or for everything?

[Jaxter]

That's for the gap plan. The only other cost would be for Medicare and that comes out of my Social Security. $150 sounds like a lot but if you get something with a $5K deductible you'll end up paying a lot more. My deductible is about $150 a year. And a $20 co-pay for doctor visits, even for specialists and I don't have to have a referral.

As I said I get my prescriptions from the VA. My wife pays about $80 a month for part D drug coverage. Also, I'm from Pennsylvania but the hospital stay I mentioned above was in Florida where I'm spending the winter. Since that stay I've gotten a regular primary care doctor down here as well as a gastroenterologist and a cardiologist.