Too complicated for most to understand.
KISS-keep It Simple Stupid.
IIRC, the average SS recipient draws in benefits everything they have paid into the system in about three years while drawing from the system for over a decade in retirement.
If you don’t understand how that simple math dooms the system, no amount of esplain’n will help.
If that is true, then it gives the lie to the claim, “I paid into that system and it is my money!”
Three years of SS payments isn’t remotely close to what I have paid in. Where do you get your statistics, Demo Underground??
I read somewhere (and it was some time ago!) that the cross over point was 7 years. It wouldn’t surprise that its 3 now.