[PapaBear3625]

If you take SS early, and continue to work (even part time), your benefits are reduced by up to $1 for every $2 earned

[Night Hides Not]

Not if you earn less than $17K a year. The deduction in benefits comes after that. I’m 63 and started drawing SS in November.

Not sure if this has been covered, but my 15 YO son qualified for a dependent care benefit, 1/2 of my benefit until he graduates from HS. That same month I reach full retirement age, the earnings limitation goes away.

I paid into SS for over 40 years. Thanks to that and my 401k, I can do what I want to do.

I’m 63, and both grandfathers and my dad all passed away before their 60th birthdays. The decision was easy.