[cherry]

I'm 64 and not yet collecting....maybe I better hurry up and sign up before they decide to make me work to age 70...

poor young people....getting screwed again I'm sure...

[CurlyDave]

I am 72 and have been collecting since 62.

I opted to take it early for a lot of reasons, the biggest one being that when the government tells me I am better off to wait, I am really better off to take it right away.