If the congress allows healthcare regulation to rightly be restored to the individual states, we will see progress. Although purchasing insurance across state lines sounds like a great idea, it is not because then it means that the Feds can regulate it. However, in some cases, multi-state compacts can fulfill the benefit of multistate insurance sales without much federal intervention.
Health care costs will definitely come down in direct proportion to the increase in the percentage that the individual directly pays for health care. Lower health care costs would also translate into lower insurance costs.
The only losers should be federal and insurance administrative bureaucrats. These positions only increase costs, reduce efficiency and increase barriers to care.
Does this bill get rid of the mandate itself, or does it just lower the penalty to $0.00?