[proxy_user]

Let me give you a hint. The first $38k of qualified dividends are taxed at 0% for a single. For a couple, it’s $76k. For amounts over that, you pay 15%.

[KarlInOhio]

Then throw out all my calculations.

I was assuming that your income was taxed like wages. Almost all of my investments are in tax sheltered retirement accounts, so I've never looked deeply into cap gains or dividend rates and didn't have them on my spreadsheet.