My sister in laws husband died when he was 37, about 8 years ago.
He was a super high income guy with literally no savings and marginal life insurance.
She made over $55/hr part time in the medical industry.
So she goes to the SS office after the dust settles to figure out the benefits for her and the kids, and when the kids benefits drop off over time.
The bureaucratic dunce advices her to stop working completely, otherwise some of her (not the kids) benefits will decrease.
I don’t remember the number, but let’s say it was around 3500/month. So that’s 42k/yr.
I STILL can’t convince my sister in law that she is better off making $110k per year working full time, while losing some benefits. All because of that dumbass at the SS office.
So what does she do now? She has her whole day to spend money, instead of making good money. And she cries that she is burning through the life insurance money.
The guy at the SS office is not the only dumbass in this story.