[DoodleDawg]

This raises the price of homes—making it tough for first time home-buyers.

It also reduces the cost of mortgages, making it easier for first time home-buyers.

[Slyfox]

But then there are all these people offering to buy your house as is "to cut out all the competition."

Meanwhile, those newly weds trying to buy their first house are "cut out" from buying an affordable house.