Why use insurance at all? Just pay cash. Contraceptives are inexpensive. Abortion is a few hundred dollars, if not county/state funded.
Darkness hates the light. And their daddy is dark.
That works too. And it’s probably cheaper to self insure than to deal with a third party.
Because common sense actions, such as you have mentioned, don’t allow the leftists to make their political statement.
They are going after the Little Sisters of the Poor to make a political statement, and set legal precedents, that contraception must be provided, that it’s not optional, not up for discussion. They feel a strong need to make their statement, regardless of whether contraception is available or how much it costs.
This reminds me a bit of the Sandra Fluke situation. She bemoaned contraception not being covered by health plans, and/or being unaffordable. Yet we learned that basic birth control pills can be had for $9 a month in some places. And that various over the counter contraceptive measures will not break the bank either.
It’s all about making the political statement, more than the practicalities of whether contraception is available or affordable.