We live in CA and ur 2018 Monthly Health Insurance Premium just went up to $2090 for two Adults in their early 60’s.
That does include Dental and Vision Coverage ($120) so I guess we’re getting a great deal after all.
It actually shocked me that it only went up $100 from what we are paying right now.
Can anyone here define the word “free”? Just askin’...
BTW - That is for an HNO, not a PPO.
2018 plans are viewable without logging on to the healthcare.gov website. I played around with a few different scenarios for a 60 year old with subsidies. The cheapest bronze plan near the subsidy cutoff actually had premiums near free. The unsubsidized premium is around $850 a month. That type of plan pays nothing until the ~$7K deductible is met. In years past, that person might have to pay ~$200 a month. I am not sure how the metrics of this changed.
A silver plan with lower deductibles and more goodies like $30 doctor visits costs ~$1250 a month unsubsidized, $250 subsidized. I suspect this was done to attract more people in 250% to 399% FPL range, since very few people in that range sign up for care.
That’s a monthly premium? Ouch!