No, I’d simply not have carte Blanche insurance in healthcare. Would cover up to a certain dollar threshold each year. When I get car, house or life insurance, it has a defined maximum benefit. Healthcare today is the only one that doesn’t work that way.
Judging from the replies you have posted here, you have the perspective of a millennial. Come back here in thirty years when your medical needs are more acute and tell me you still feel the same way about Medicare and Medicade.