Interesting points.
Regarding extending an interest-free loan to your employer for two weeks, if any employees requested to be paid every day I’m sure most employers would refuse because they aren’t set up to process payroll in that manner.
Realistically how many of us would quit a job because we can’t get a paycheck every single day? I know I wouldn’t. I know that being a high-income professional that it just doesn’t make a difference to me to get paid every day. Maybe to some people it does.
If the technology exists and it is cost effective, it could work as an employment incentive.
I think it will catch on and more employers will move to such a system.