Really; I find the concept terrifying. Every single transaction is recorded in your name - as well as your location at every purchase.
Here in NJ cash will never go away; there are so many illegals here, and so many gibsmedats working in the black market economy (drugs, whores, etc.). It isn’t trending in the favor of “cashless” either; the people who use electronic payments are abandoning the state.
Until they enact ordinances outlawing cash.
Seems far-fetched but I’d guess it’s going to happen.
First, it will be to reduce crime. Or that will be the excuse.
Can’t happen? How about a crypto-muslim poofter with a super-sketchy past who’s never accomplished anything of significance ascending to the most powerful office on the planet?
(not hammering on you; just saying the above paragraph would have seemed impossible the day after 9/11/2001 to even me - and yet....it happened)