> Will probably go with a freeze in the near future. <
I’m thinking about that as well. What is the down-side to a credit freeze? I really don’t see one. If a company needs to check my credit, I can temporarily unfreeze my credit reports, just for that one company.
Some folks object to a credit freeze because you have to give them personal info. But they already have that info!
So what are your thoughts on this?
The freeze cost varies from state to state. Being under 65 in Illinois it is $10 to freeze and another $10 to unfreeze per agency. Some states don’t charge to freeze, but charge to unfreeze. I was kind of hoping the Equifax mess would lead to something new or a waiver of the fees. One thing I refuse to do is use the free Equifax credit monitoring App.