I had this frozen deal done with Equifax for several years. This year, I went for loan. So i thought fine...no problem...just log on and do the security deal and turn it off for a couple of days to complete this. Equifax said no....you need to pay up to turn it off, and pay up to turn it on. That was not the deal five years ago when they offered the service.
The system is broke, but I’m not sure I really want the Senators to invent some six-step process that ends up costing me $25 every time I deal with the idiots.
It is true that our legislators can often make a bad situation worse. But, the current credit information situation is so bad now, that almost anything would be an improvement.