This is why my entire retirement is in Social Security, real estate and Precious metals that I personally hold.
The reason is simple: If Social Security fails, everything fails, which means my precious metals and real estate are about all I have of value. But if it doesn’t. I can easily live comfortably on Social Security and my Precious metals and real estate holdings.
In fact, I can almost live off the money I’d make from selling my standing trees in small groups to local sawmills.
Social security won’t fail; they will print the money. Illinois cannot print money.