My info was hacked during the OPM data losses, and I think a couple of other times. I did not sign up for OPM’s monitoring offer as the contract was awarded without competition and I think the second hack was awarded to a different company. My problem is that with every hack event the protection offered makes it necessary to give that company the keys to my information. So these protection companies are prime targets to hackers. I think that the initial loser of a person’s data should be required to monitor that person’s data for life, though in the case of OPM’s low bidder that was a croney of the Obamas that is probably not a good thing either. Maybe the initial company/govt agency that loses a person’s data should be required to pay a person a high scale fee so that an individual can chose their own monitoring/credit protection company, for life (the fee would increase in the future too). I would hope to stay with one company and not spread my info to numerous credit monitoring companies. (Hope this makes sense-dealing with bad cold!)
They all, already have your personal information.