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To: Mears

So if I never used their services, how does ones info get into their database? I’m sure 143 million did not sign up for their service. That’s almost half of the entire population of the US.

Something does not add up here?


39 posted on 09/08/2017 7:32:01 AM PDT by CodeJockey (White privilege. A byproduct of superior intellect. Nothing more, nothing less.)
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To: CodeJockey

If you have ever opened a loan or credit card, that is part of your credit history and is reported by the CC or loan company to the three credit reporting agencies. The loan or cc docs you signed probably contained your consent for them to share your information with the three credit reporting companies. You DID read ALL of the fine print, didn’t you?


43 posted on 09/08/2017 7:39:08 AM PDT by ProtectOurFreedom
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To: CodeJockey

If you ever had a credit card,mortgage,loan etc you are in a credit reporting agencies data base————that’s how the banks check your credit————they signed up for the service,you didn’t.

http://files.consumerfinance.gov/f/201604_cfpb_list-of-consumer-reporting-companies.pdf

.


45 posted on 09/08/2017 7:39:58 AM PDT by Mears
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