Listen, lady, the bank did exactly what you asked them to do. Your problem is with the liberal institution, Harvard. THEY are the ones that ripped you off. Then again, what was wrong with going to the local junior college or state college? Had to go to Harvard, eh?
She HAD to have the Michael Kors purse, even though the Walmart purse cost 1/20 as much, and would benefit her in the same exact way... and YOU should pay for the difference, so that she can have a better self-image with the pricier label.