All insurance companies should have to cover 100% of their risk liability in precious metals. The government should NEVER subsidize/bailout insurance companies or policy holders.
Agree. We need to face reality that about 40% will not qualify for an individual plan or will have a preexisting condition excluded or pay 150% more, etc. I can state back in 1980 after a person had been cancer free for 5 years I could insure then at a 50% premium increase. After 10 standard. I found a Medicare supplement in 1985 or 86 for my father, who had cancer, that covered cancer plus preexisting conditions after 90 days. That was a great plan that paid like 250% of Medicare allowable in most areas, etc. It cost about $600 then.