Actually most do. Mine do, and I do not intend to off myself. There is always a stipulation on the time from which an policy is issued until a suicide would be covered under the policy. Most are several years. The cost of policies go up with age. If his policy was expiring it could be renewed at a higher premium. If this man was financially able, I suspect he was, he would have just renewed his policy at the higher premium rate.
Case in point, I am a pilot. I pay higher premiums. I have had this insurance for years. If I decided to off myself tomorrow the polices would be paid in full. This whole damn thing stinks.
I must note that Helium is a most effective way to commit suicide. Most do not know of this method. I find it odd he chose this method. Freon is much cheaper and more available. It is also a narcotic gas and you just go to sleep and then go into a fatal cardiac arrhythmia. Helium is a most odd choice. Also carbon monoxide from a car in a closed garage is equally painless and very effective. Why helium? This is most strange.
“Why helium? This is most strange.”
Laughing gas? I’m not trying to make a sick joke.
Helium has been the most popular method of choice for those considering rational suicide.