You may have forgotten:
1. 18 year olds are considered adults for voting and military service. 26 year olds who suck off their parents health plans are useless bums, and additional cause of rise in premiums/deductibles;
2. Most importantly, the Federal Government has NO business interfering in a free-market insurance system.
Besides the Robert's "tax" if you don't buy Obamacare, my other astonishment is the "pre-existing conditions" requirement. That is hardly insurance. A fix for those unfortunate folks could be an Interstate high risk pool.
I haven't forgotten, though that does almost nothing to impact the insurance premiums. What has caused premiums to skyrocket is the requirement that insurance companies cover pre-existing conditions with no increase in premium - something that stays in the Senate plan - and no limit on the liability that a policy can pay out - something neither the House or Senate plan addresses.
2. Most importantly, the Federal Government has NO business interfering in a free-market insurance system.
No argument there. I have constantly stated my belief that Obamacare should be repealed and not replaced because there is nothing the government can do regarding health care coverage that won't make things worse.
A fix for those unfortunate folks could be an Interstate high risk pool.
A government high-risk pool does not exist. And for individual states to fund their own pool requires money. States like my own and like neighboring Kansas and Illinois can't cut spending fast enough to keep up with deficits. Where are they going to get the money for a high-risk pool?