[Oldeconomybuyer]

But what if everyone was covered with an annual deductible of $3k per person?

That's $1000/month for a family of four.

[sanjuanbob]

It could work out that way theoretically if everyone in the family had over 3k worth of medical bills in a year. I don’t think in all our years when kids were at home that our medical bills were $1000 total in a year.

The point was an annual deductible, not a monthly payment...unless you go to the doctor every month.