The only problem is that I would like catastrophic care - I have a doctor - Direct Primary Care - I pay $100 a month and get anything he can do in his office for free - he has negotiated inexpensive rates for MRI, blood work etc.
If - and I hope this never happens - I get something bad - I would like to be able to fight it and continue on - and savings will not cover that amount.
Same here. Right now the plan I have is like paying full Obamacare price yet getting only catastrophic care is the real effect anyway. I just should be able to pay less if catastrophic care is all I care about.
Ok, so you want to spend money on medical services plus insurance. No one ever heard of insurance for medical services before the 1950s and yet the world was populated with 4 billion people. I fight by taking care of myself. The money I have spent on insurance was wasted unless I take the view of an insurance company employee.