With $5000 a year in premiums and a $10,000 deductible, you are still effectively uninsured
Expensively effectively uninsured.
Well, you are insured against catastrophe, but you are unlikely to get the normal medical care that might help you prevent catastrophe because it's so expensive (i.e., in addition to the premiums) that you'll put up with a lot to avoid any additional expense.
Used to be that a $10,000 deductible plan would cost an entire family about $2100 a year.
Democrats, once again, solving poverty by making it illegal.
My wife and I, both 63, don’t have health insurance for several reasons. First and foremost, Jesus is our physician. By His stripes we are healed. We pray every single day for his protection.
Second, the deductible is so high that it only covers very expensive procedures. And these procedures are ones we would probably opt out of even if we needed them. If either of us were to get cancer, we’d go naturopathic. Everything from the Gerson method to Hemp oil to B17, you name it.
My daughter in law has crones disease. She self manages it and has for years using Hemp oil and other natural means. Meanwhile, a friend has an 18 year old daughter with the same disease. She uses conventional AMA approved medicine.
She has gotten progressively worse as they remove her anus and various other body parts (and all that that implies). She is regularly hospitalized and on constant sedative pain medications with only very rare periods of lucidity. It is a horror I would not wish on anyone.
For us, medical insurance covers stuff we don’t even want. And for the minor stuff, the internet and google has made MD’s almost obsolete.
Except MUCH more expensively, but at least you get to give up your privacy and freedom.