[Paladin2]

How about we have average Zer0 inflation over the years....

[RainMan]

Houses, for most people, are not investments. Robert Kiyosaki talks about this in several of his books. A house is only an investment if it is purchased for the purpose of generating either positive cashflow (rental) or profit via sale (flip). Buying and holding (and living in the house) at best could be considered a forced savings plan, but one for which you are paying all the carrying costs.

Falling home prices generally destroy rental markets, as well as flipping markets, which would have the net effect of putting most of your residential construction workers out of business, as well as the building materials business.