How revealing would it be if the health insurance companies published what they know to be true about insuring those in the homosexual lifestyle?
Or life insurance companies the mortality rate for the gay lifestyle.
Good point. Of course, they are factoring in their losses and passing them on to the rest of us.
For individual policies, they try to mitigate by requiring not just medical records but consent to be tested for HIV
A better picture would be obtained from the stats for employer sponsored group life, where there is no medical review or testing. You know that took a major hit when the AIDS outbreak hit in the 1980s, although the amount of insurance was generally limited to only $50,000