My father in law (Ranger) and brother in law (F-150) have both told me that the insurance rates are higher on the new F-150s cause the frames can’t be repaired as easily as steel can.
Steel Frame, Aluminum body for the record. My Auto Repair gnome in another state said they didn't want to spend the capital for the repair equipment. Yes they can be fixed, I have been reading up on it and getting tidbits it isn't hard, maybe different is a good word, but maybe a limited number of outlets that do it is the cost driver, less competition. FWIW I was told by a gnome it was the availability of repair-ability ( vs. an Aluminum Jag, Audi etc ) process ( aka it is a glued and a small bit of welding and maybe some rivets vs Welded with the other two. ) that made an aluminum body a reality and why we haven't seen it sooner in other cars.
That's certainly news to me, and very useful.
Thanks